Several do. Duck.ai from DuckDuckGo is free with "no account required", at duck.ai or in the DuckDuckGo app. ChatGPT works logged out on chatgpt.com, but only one conversation at a time, and chats aren't saved. Lumo by Proton offers guest access with no Proton account. On-device apps such as Sema: Private AI Memory (ours), PocketPal AI and Private LLM run on the phone and don't ask you to sign up. You still need an Apple Account to download any App Store app. checked Nov 8, 2026
| App | Account needed? | Where the AI runs | Chats saved? | Price (US) |
|---|---|---|---|---|
| Duck.ai | No | Third-party models (Anthropic, OpenAI and others), anonymized by DuckDuckGo | On your device by default; optional encrypted backup | Free; paid subscription for advanced models |
| ChatGPT (logged out) | No, on chatgpt.com in supported countries | OpenAI's servers | No; only for the current browser session | Free |
| Lumo by Proton | No, with guest access | Proton's servers in Europe | Proton says chats are stored with zero-access encryption | Free; Lumo Plus $12.99/mo |
| Sema: Private AI Memory | No (there is no account) | On your iPhone | On your iPhone | Free; Sema Pro $4.99/mo for more web search |
| PocketPal AI | No sign-up described | On your iPhone | On your iPhone | Free; optional in-app purchases |
| Private LLM | No sign-up described | On your iPhone, iPad or Mac | On your device | $4.99 one-time |
Facts from each product's own page or US App Store listing, checked November 8, 2026. Links are in the sources below.
Duck.ai: free, anonymous access to several models
DuckDuckGo says Duck.ai and Search Assist "are free to use and anonymized by us, with no account required" (DuckDuckGo help). DuckDuckGo calls the model providers on your behalf, so they don't see your IP address, and its agreements with them rule out training on your prompts (Duck.ai privacy policy). If you want the strongest cloud models with no sign-up, this is the easiest place to start. Your prompts are still processed by those providers' servers.
ChatGPT without logging in
OpenAI says ChatGPT "can be accessed before creating an account at chatgpt.com". While logged out, "you can only have one conversation at a time", and chats "remain accessible only for the current session on the same browser." OpenAI also says that "whether chats are used to train our models by default depends on your location and settings". You can turn off "Improve the model for everyone", but logged out, that setting is saved only in your browser (OpenAI Help).
Lumo guest access
Proton says you can "use guest access for anonymous AI chat — with no need to log in or create a Proton account", and that Lumo Plus adds unlimited chats (proton.me/lumo). Lumo's free plan has limited messages and chat history.
On-device apps: no account because there's no server
When the model runs on your phone, there's often no reason for an account at all. Sema has none: chats and memories stay on the iPhone, and only anonymous analytics plus optional, consent-first web search leave it (privacy policy). The PocketPal AI and Private LLM listings describe downloading a model and chatting offline, with no sign-up step mentioned, and both list "Data Not Collected" (PocketPal AI, Private LLM). The catch is that phone-sized models are less capable than the cloud ones above.
Which to pick. For the smartest answers with no sign-up, use Duck.ai. For a quick one-off question, ChatGPT logged out works. For nothing leaving your phone, use an on-device app. If you also want the assistant to remember things between chats, Sema does that on the device.
About Sema. Sema: Private AI Memory is an AI chat app for iPhone (iOS 17.0 or later) that remembers useful facts and keeps chats and memories on the device. It is free; optional Sema Pro ($4.99/month or $24.99/year) adds more public web search. There is no account. We make it. Sema's page · App Store
Sources
Product facts were checked on each product's own page or App Store listing (US) on November 8, 2026. Prices and features change, so check before you pay.
- DuckDuckGo: approach to AI (no account required)
- Duck.ai privacy policy and terms
- DuckDuckGo on the App Store
- Duck.ai
- OpenAI Help: The ChatGPT home page (using ChatGPT without an account)
- Proton: About Lumo (FAQ: guest access)
- Lumo AI by Proton on the App Store
- Sema: Private AI Memory on the App Store
- Sema privacy policy
- PocketPal AI on the App Store
- Private LLM on the App Store